FHA Loan Products
FHA loans have much lower credit requirements for home financing. We are able to obtain FHA financing for clients with credit scores as low as 500. We also offer an Elite FHA Program for clients with a credit score above 640. Bankruptcy seasoning for FHA is 2 years. Foreclosure seasoning for FHA is 3 years. Apply for a Home Loan
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FHA Purchase
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FHA Refinance
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FHA 203K - Rehab Loan |
FHA One Time Close Construction |
The FHA 203K loan makes available the opportunity to purchase the perfect home that might either need some work or just your personal touch. This rehabilitation loan provides additional money at closing for work to be begin using the contractor of your choice.
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With the FHA One Time Close Construction loan, you are able to purchase the land on which you want to build AND build the home! This loan does not require an additional closing when the home is complete. It is an all-in-one product! Payments can be delayed until the home is complete.
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Loans insured by HUD
HUD mandated Up Front (1.75%) and monthly Mortgage (.85%) Insurance Premiums
Maximum loan amount by state and county.
HUD mandated Up Front (1.75%) and monthly Mortgage (.85%) Insurance Premiums
Maximum loan amount by state and county.