CONVENTIONAL FINANCING

Conventional Purchase 

  • Standard Minimum Down payment of 5%
  • As little as 3% down.  Maximum Income Limits apply. 
  • Loan amounts up to Fannie Mae state Maximum.
  • Maximum Loan amounts vary by county in Colorado.
  • No mortgage insurance with 20% down
  • "As Is" property purchases allowed.  Home must be habitable.
  • Second Home Financing
  • Investment Property Financing
  • Non-owner Occupied Co-Borrowers allowed
  • Seller Concessions allowed: 3% >80%LTV;  6% <80%LTV
  • Manufactured Home Financing Available
  • Down Payment can come from Gift Funds on Primary Residence Purchases

Conventional Refinance

  • Primary Residence Rate and Term up to 95%
  • Primary Residence Cash out refinances up to 80%
  • Home Renovation and Improvement loans put to 95%
  • Investment home Cash Out refinance up to 70%

Conventional High Balance

  • Maximum loan amount $730,000
  • Minimum down payment for purchase 10%
  • Conventional Rates with NO MI
Standard Monthly or Lender Paid Private Mortgage Insurance options

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